Shop Pay Installments
Boost sales with buy now, pay later
Give customers more flexibility at checkout by letting them pay in 4 interest-free payments or monthly installments up to 12 months.*
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Up to 50% increase in average order value
Up to 28% fewer abandoned carts
Tap into Shop's 100M+ user base

Fully integrated solution
Installments made easier
Full payment upfront
Customers pay over time, but you always get paid in full upfront.
No hidden fees—ever
There are no surprise or late fees for your customers.
Larger cart sizes
Offer customers flexible payment plans up to $17,500 and increase their buying power.
Seamless checkout experience
Eliminate redirects and overselling with our integrated solution.

Higher conversions
More flexibility, more sales
Higher average order value
Allow customers to maximize their budget and check out with larger cart sizes.
Fewer abandoned carts
Offer a seamless, fast checkout experience with Shop Pay.
New customers
Expand your customer base by offering smaller, affordable payments on larger purchases.
Everything in one place
Track your sales, performance, and fees all from one place—your store’s admin.
Repeat purchases
Keep customers coming back by letting them choose how they want to pay.
“Shop Pay Installments’ user experience is seamless. When Shopify says it’s integrated, it’s deeply integrated. Their checkout is the best on the internet.”
Millions of shoppers are already using Shop Pay Installments
Our buy now, pay later solution is the largest installment payment provider for Shopify merchants in the United States.
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The best-converting checkout on the internet
Boost conversions by up to 91% on mobile by prefilling customers' information with Shop Pay, Shopify's best one-tap checkout.
Your customers choose how they pay
Pay in 4
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Customers pay 4 interest-free payments every 2 weeks
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You get paid in full upfront
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No hidden or late fees for customer
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No impact to customers' credit scores
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Customers can split purchases for orders between $50.00 USD and $999.99 USD
Pay monthly
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Customers pay monthly installments up to 12 months
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You get paid in full upfront
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No hidden or late fees for customer
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No impact to customers' credit scores to apply
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Customers can split purchases for orders between $150.00 USD and $17,500.00 USD
Frequently asked questions
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Buy now, pay later lets customers spread the cost of their purchases over time, allowing them to maximize their budgets and increase their purchasing power.
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By allowing your customers to buy now and pay later, you can drive more sales, increase average order value by up to 50%, and reach new customers.
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Check if your store is eligible for Shop Pay Installments and add Shopify’s buy now, pay later solution in just a few clicks. With Shop Pay Installments, you can track your sales and fees right from your store's admin.