Shop Pay Installments

Boost sales with buy now, pay later

Give customers more flexibility at checkout by letting them pay in 4 interest-free payments or monthly installments up to 12 months.*

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Up to 50% increase in average order value

Up to 28% fewer abandoned carts

Tap into Shop's 100M+ user base

Choose your installment plan with Shop Pay Installments.

Fully integrated solution

Installments made easier

Full payment upfront

Customers pay over time, but you always get paid in full upfront.

No hidden fees—ever

There are no surprise or late fees for your customers.

Larger cart sizes

Offer customers flexible payment plans up to $17,500 and increase their buying power.

Seamless checkout experience

Eliminate redirects and overselling with our integrated solution.

Sofa split into monthly installments.

Higher conversions

More flexibility, more sales

Higher average order value

Allow customers to maximize their budget and check out with larger cart sizes.

Fewer abandoned carts

Offer a seamless, fast checkout experience with Shop Pay.

New customers

Expand your customer base by offering smaller, affordable payments on larger purchases.

Everything in one place

Track your sales, performance, and fees all from one place—your store’s admin.

Repeat purchases

Keep customers coming back by letting them choose how they want to pay.

“Shop Pay Installments’ user experience is seamless. When Shopify says it’s integrated, it’s deeply integrated. Their checkout is the best on the internet.”
Kim Carrasco, CCO, RevAir

Millions of shoppers are already using Shop Pay Installments

Our buy now, pay later solution is the largest installment payment provider for Shopify merchants in the United States.

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Don’t have a Shopify store? Get started with a
A big-ticket purchase is divided into installments.
Personalized monthly payment plan with Shop Pay Installments.

The best-converting checkout on the internet

Boost conversions by up to 91% on mobile by prefilling customers' information with Shop Pay, Shopify's best one-tap checkout.

Learn more about Shop Pay 

Your customers choose how they pay

Pay in 4

  • Customers pay 4 interest-free payments every 2 weeks
  • You get paid in full upfront
  • No hidden or late fees for customer
  • No impact to customers' credit scores
  • Customers can split purchases for orders between $50.00 USD and $999.99 USD

Pay monthly

  • Customers pay monthly installments up to 12 months
  • You get paid in full upfront
  • No hidden or late fees for customer
  • No impact to customers' credit scores to apply
  • Customers can split purchases for orders between $150.00 USD and $17,500.00 USD

Frequently asked questions

  • Buy now, pay later lets customers spread the cost of their purchases over time, allowing them to maximize their budgets and increase their purchasing power.

  • By allowing your customers to buy now and pay later, you can drive more sales, increase average order value by up to 50%, and reach new customers.

  • Check if your store is eligible for Shop Pay Installments and add Shopify’s buy now, pay later solution in just a few clicks. With Shop Pay Installments, you can track your sales and fees right from your store's admin.